Tools for the job.
A van for the next one.
For electricians, plumbers, carpenters and other trade businesses investing in equipment or covering materials.
FINANCE, ALIGNED WITH YOUR BUSINESS
You build the business.
We help fund it.
Built for trades, construction & agriculture.
Turn the work you could take on into the work you do.
Let’s start with your business.
What do you need funding for?
We’ll help with the next step.
Your next step starts here
One question at a time.
Question 1 of 6Let’s start simple
For UK businesses
An introduction to our broker network
No obligation to borrow
ON SITE. IN THE WORKSHOP. ON THE LAND.
For the way
your business works.
The next job, a new machine or a gap between payments. Start with what your business needs, and a broker can help you explore the options.
Tools for the job.
Keep the next
project moving.
For builders and contractors planning plant hire, buying equipment or managing costs between project payments.
Built around
the working season.
For farming and agricultural businesses planning machinery purchases, seasonal inputs and day-to-day cash flow.
Illustrative needs. Finance options depend on your circumstances.
010203
BUSINESS LOANS
Materials now. Plans for what’s next.
Materials for a contract, supplies for the season or room to manage everyday costs. Discuss business borrowing with a broker.
Explore business loans ↗ASSET FINANCE
The equipment to make it happen.
Work vans, excavators, tractors or workshop machinery. Explore finance for the equipment your business uses.
Explore asset finance ↗INVOICE FINANCE
Keep moving while customers pay.
Invoice other businesses for completed work? Ask a broker whether eligible unpaid invoices could help support your cash flow.
Explore invoice finance ↗FROM YOUR PLANS TO A CONVERSATION
Big plans start
with a conversation.
Start with what you know.
Talk through the rest with a broker.
01 / YOU
Tell us what you need
Tell us your trade or sector, a rough amount and what the money is for. You won’t need to upload accounts or bank statements for this introduction.
02 / ALIGNED FINANCE
We make the introduction
Your answers give a broker in our UK network a useful starting point. The next step is a conversation about your circumstances.
03 / YOUR BROKER
Explore the options together
Ask about costs, repayments and any security required. If you decide to apply, a lender assesses the application. There’s no obligation to borrow.
IT’S GOOD TO ASK
Good questions.
Clearer answers.
Is this for businesses like mine?
Our focus is UK trades, construction and agriculture—from independent trade businesses to contractors and farming businesses. Your sector, trading history and funding need help a broker assess which options may be relevant. An enquiry does not confirm eligibility.
Is Aligned Finance a lender?
No. Aligned Finance introduces UK businesses to brokers in our network. Brokers discuss options with you; lending decisions are made by lenders.
Can my business enquire?
This journey is designed for UK businesses. Trading history, turnover, business type and the funding need can all affect the options available. Starting an enquiry does not confirm eligibility.
What happens after an enquiry?
An introduction starts a conversation about your needs and any further information a broker would need to explore your options.
Will there be a credit check?
If you go on to apply for finance, ask your broker what checks the lender will make and whether they could affect your credit record.
Are there fees?
Fees and borrowing costs depend on the broker, lender and finance product. Ask for a clear explanation of any charges before proceeding.
Could I need security or a personal guarantee?
Some finance arrangements require security or a personal guarantee, including some unsecured business loans. Your broker should explain what is required and what it means before you decide.
What should I have ready?
A rough funding amount, your reason for funding and some basic business information are enough to explore this introduction. A broker or lender may request accounts, bank statements or other documents later.